{
  "_meta": {
    "doc": "Rinzara canonical tools layer: per-tool commercial-use + ownership terms. Read by the Monetization Checker, pricing pages, and bake-offs. Every entry carries source + lastVerified; tool terms change, re-verify on the cadence.",
    "lastFullReview": "2026-06-08",
    "reverifyEvery": "monthly",
    "lastEnrichment": "2026-06-11",
    "enrichmentNote": "2026-06-11: added flux, ideogram, openai-images, murf, fish-audio, stable-audio, pika (web-verified pricing + commercial/ownership/indemnification terms). Balances modality coverage for the Safety Report + cost calculator."
  },
  "tools": [
    {
      "id": "midjourney",
      "name": "Midjourney",
      "modality": "image",
      "vendor": "Midjourney, Inc.",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "Paid subscribers (Basic, Standard, Pro, Mega) get a broad commercial-use license; free-trial users cannot sell and Midjourney owns those images. Catch: if your company grosses over $1M/year you MUST be on Pro or Mega to own your assets, and Midjourney offers NO IP indemnification (it will not defend you if your image is claimed to infringe).",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Midjourney grants paid users a broad commercial licence but does NOT offer IP indemnification and disclaims liability for infringement claims. The output itself is not copyrightable (human-authorship rule). Your generations are public on Midjourney's gallery by default; private (Stealth) generation requires a Pro or Mega plan.",
      "pricing": {
        "currency": "USD",
        "meteringNote": "Plans are metered in Fast GPU hours (priority generation). Standard and up add unlimited Relax-mode generations (slower queue, no Fast-hour cost). Unused Fast hours expire monthly and do not roll over; extra Fast hours are $4/hour.",
        "annualDiscountNote": "Annual billing is 20% cheaper per month than month-to-month.",
        "ownershipCatchNote": "Companies grossing over $1,000,000/year must be on Pro or Mega to own their assets. Free-trial images cannot be sold and are owned by Midjourney.",
        "privacyNote": "Generations are visible on Midjourney's public gallery by default; Stealth Mode (private generation) is included only on Pro and Mega.",
        "indemnificationNote": "No IP indemnification on any tier: Midjourney disclaims warranties and will not defend or reimburse you for third-party infringement claims.",
        "tiers": [
          {
            "id": "basic",
            "name": "Basic",
            "priceMonthly": 10,
            "priceAnnualPerMonth": 8,
            "priceAnnualTotal": 96,
            "annualSaves": 24,
            "fastHours": "~3.3 Fast GPU hrs/mo",
            "relax": "No Relax mode",
            "commercialUse": "Yes",
            "ownership": "Own your assets (unless company >$1M/yr revenue)",
            "stealth": false,
            "notable": "Cheapest commercial tier; Fast-hours only, runs out quickly."
          },
          {
            "id": "standard",
            "name": "Standard",
            "priceMonthly": 30,
            "priceAnnualPerMonth": 24,
            "priceAnnualTotal": 288,
            "annualSaves": 72,
            "fastHours": "15 Fast GPU hrs/mo",
            "relax": "Unlimited Relax mode",
            "commercialUse": "Yes",
            "ownership": "Own your assets (unless company >$1M/yr revenue)",
            "stealth": false,
            "notable": "Unlimited Relax-mode images cover most creators without burning Fast hours."
          },
          {
            "id": "pro",
            "name": "Pro",
            "priceMonthly": 60,
            "priceAnnualPerMonth": 48,
            "priceAnnualTotal": 576,
            "annualSaves": 144,
            "fastHours": "30 Fast GPU hrs/mo",
            "relax": "Unlimited Relax mode",
            "commercialUse": "Yes",
            "ownership": "Own your assets; REQUIRED tier if company >$1M/yr",
            "stealth": true,
            "notable": "Adds Stealth Mode (private generation) and is the minimum tier for >$1M companies to own output."
          },
          {
            "id": "mega",
            "name": "Mega",
            "priceMonthly": 120,
            "priceAnnualPerMonth": 96,
            "priceAnnualTotal": 1152,
            "annualSaves": 288,
            "fastHours": "60 Fast GPU hrs/mo",
            "relax": "Unlimited Relax mode",
            "commercialUse": "Yes",
            "ownership": "Own your assets; satisfies the >$1M rule",
            "stealth": true,
            "notable": "Doubles Pro's Fast hours for high-volume production; includes Stealth Mode."
          }
        ],
        "lastVerified": "2026-06-08",
        "sources": [
          "https://docs.midjourney.com/hc/en-us/articles/27870484040333-Comparing-Midjourney-Plans",
          "https://terms.law/ai-output-rights/midjourney/",
          "https://docs.midjourney.com/hc/en-us/articles/27870375276557-Using-Images-Videos-Commercially"
        ]
      },
      "lastVerified": "2026-06-08",
      "sources": [
        "https://terms.law/2026/01/15/midjourney-commercial-use-rights-complete-2026-guide/",
        "https://docs.midjourney.com/hc/en-us/sections/33329694407821-Midjourney-Policies",
        "https://docs.midjourney.com/hc/en-us/articles/27870484040333-Comparing-Midjourney-Plans"
      ]
    },
    {
      "id": "adobe-firefly",
      "name": "Adobe Firefly",
      "modality": "image",
      "vendor": "Adobe",
      "commercialUse": {
        "free": "limited",
        "paid": "yes"
      },
      "commercialNote": "Assets generated with Firefly in Creative Cloud are commercially safe, including logos, merchandise, and advertising, with no extra fees or attribution.",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "yes",
      "indemnificationNote": "Paid Creative Cloud plans include IP indemnification (Firefly Commercial Use Guarantee, limited, reported up to $10,000 per claim). Trained only on licensed Adobe Stock, public-domain, and openly licensed content, which makes it the safest option for brand-critical commercial work.",
      "watermark": "content-credentials",
      "notes": "Strongest commercial-safety posture of the major image tools.",
      "lastVerified": "2026-06-08",
      "sources": [
        "https://fluxnote.io/guides/adobe-firefly-vs-midjourney-for-commercial-use",
        "https://www.adobe.com/products/firefly/discover/firefly-vs-midjourney.html"
      ]
    },
    {
      "id": "suno",
      "name": "Suno",
      "modality": "music",
      "vendor": "Suno",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "Paid plans (Pro, Premier) grant a commercial-use license for new songs you make while subscribed; free-tier tracks are non-commercial. After the Warner settlement (Nov 2025), Suno's updated terms removed the language that you 'own' the songs: you get a commercial-use license, but Suno's terms now state you are 'generally not considered the owner' because the output was generated by Suno.",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Suno settled with Warner Music (Nov 2025) in a licensing partnership; Sony's fair-use case is still live with a ruling expected summer 2026 (see legal-facts.musicTrainingLitigation). Confirm your plan's commercial terms before selling, and never imitate a named artist.",
      "pricing": {
        "currency": "USD",
        "creditsPerSong": 5,
        "annualDiscountNote": "Annual billing is roughly 20% cheaper per month than month-to-month.",
        "downloadNote": "Under the 2026 terms, downloading audio requires a paid account; free-tier tracks are playable and shareable but not downloadable.",
        "ownershipNote": "Paid plans grant a commercial-use license for new songs made while subscribed. After the Warner settlement, Suno's terms no longer say you 'own' the songs and state you are 'generally not considered the owner' because the output was generated by Suno. Free-tier tracks stay non-commercial and are not retroactively licensable if you upgrade later.",
        "tiers": [
          {
            "id": "free",
            "name": "Free (Basic)",
            "priceMonthly": 0,
            "priceAnnualPerMonth": null,
            "priceAnnualTotal": null,
            "annualSaves": null,
            "credits": "50 credits/day (renews daily)",
            "songsEstimate": "~10 songs/day",
            "commercialUse": "No",
            "ownership": "None; personal, non-commercial use only",
            "download": "No (2026: play and share only)",
            "concurrent": 4,
            "audioUpload": "up to 8 min",
            "stemSplit": false,
            "studio": false,
            "notable": "Tracks made on the free tier are not retroactively licensable if you later subscribe."
          },
          {
            "id": "pro",
            "name": "Pro",
            "priceMonthly": 10,
            "priceAnnualPerMonth": 8,
            "priceAnnualTotal": 96,
            "annualSaves": 24,
            "credits": "2,500 credits/mo",
            "songsEstimate": "~500 songs/mo",
            "commercialUse": "Yes (new songs made while subscribed)",
            "ownership": "Commercial-use license; 'generally not the owner' per Suno's terms",
            "download": "Yes",
            "concurrent": 10,
            "audioUpload": "up to 30 min",
            "stemSplit": "12 stems",
            "studio": false,
            "notable": "Personas, custom voice tuning, priority queue, early feature access."
          },
          {
            "id": "premier",
            "name": "Premier",
            "priceMonthly": 30,
            "priceAnnualPerMonth": 24,
            "priceAnnualTotal": 288,
            "annualSaves": 72,
            "credits": "10,000 credits/mo",
            "songsEstimate": "~2,000 songs/mo",
            "commercialUse": "Yes (new songs made while subscribed)",
            "ownership": "Commercial-use license; 'generally not the owner' per Suno's terms",
            "download": "Yes",
            "concurrent": 10,
            "audioUpload": "up to 30 min",
            "stemSplit": "12 stems",
            "studio": true,
            "notable": "Adds Suno Studio, the browser DAW: multitrack editing, stem regeneration, Stem Cover, MIDI export."
          }
        ],
        "lastVerified": "2026-06-08",
        "sources": [
          "https://suno.com/pricing",
          "https://help.suno.com/en/articles/2746945",
          "https://www.musicinafrica.net/magazine/suno-adjusts-ai-music-ownership-terms-after-warner-music-partnership"
        ]
      },
      "lastVerified": "2026-06-08",
      "sources": [
        "https://www.musicbusinessworldwide.com/warner-music-group-settles-with-suno-strikes-first-of-its-kind-deal-with-ai-song-generator/",
        "https://dynamoi.com/learn/ai-music-distribution/spotify-ai-music-policy",
        "https://suno.com/pricing"
      ]
    },
    {
      "id": "udio",
      "name": "Udio",
      "modality": "music",
      "vendor": "Udio",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "Paid plans grant commercial use; verify your tier's terms.",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Universal Music settled with Udio (Oct 2025) and is co-launching a licensed platform in 2026. As with Suno, the training litigation does not ban your track but adds category uncertainty.",
      "lastVerified": "2026-06-08",
      "sources": [
        "https://www.chartlex.com/blog/business/music-industry-ai-lawsuits-tracker-2026"
      ]
    },
    {
      "id": "sora",
      "name": "Sora 2",
      "modality": "video",
      "vendor": "OpenAI",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "ChatGPT Plus subscribers can generate commercial video; OpenAI grants ownership of outputs and permits commercial use including social media, client projects, and paid advertising.",
      "ownsOutput": "yes-granted",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "c2pa-metadata",
      "notes": "Outputs carry C2PA provenance metadata; platforms may auto-detect and require an AI label.",
      "lastVerified": "2026-06-08",
      "sources": [
        "https://www.licenseorg.com/blog/sora-licensing-guide-2026",
        "https://www.glbgpt.com/hub/can-i-use-sora-2-ai-videos-for-commercial-use-the-2026-legal-licensing-guide/"
      ]
    },
    {
      "id": "runway",
      "name": "Runway",
      "modality": "video",
      "vendor": "Runway",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "All paid tiers grant commercial use, and Runway explicitly does NOT claim ownership of your outputs (you retain your rights). Free-tier output is personal/non-commercial. The practical catch is not rights but cost: video burns credits fast.",
      "ownsOutput": "yes-granted",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Runway faces a class-action alleging training on copyrighted YouTube videos; this does not affect your current license but is worth tracking. The real constraint is the credit-per-second cost of video generation, not the license.",
      "pricing": {
        "currency": "USD",
        "creditCostNote": "Flagship Gen-4.5 video costs 25 credits per second; cheaper models (e.g. Gen-4 Turbo image) cost as little as 2 credits. So your monthly credits divided by 25 is roughly your seconds of top-model video.",
        "annualDiscountNote": "Annual billing is about 20% cheaper than month-to-month (monthly approx: Standard ~$15, Pro ~$35, Max ~$95).",
        "ownershipNote": "Paid plans grant commercial use and Runway does not claim ownership of your outputs; free-tier output is personal/non-commercial only.",
        "tiers": [
          {
            "id": "free",
            "name": "Free",
            "priceMonthly": 0,
            "priceAnnualTotal": null,
            "annualSaves": null,
            "credits": "125 (one-time, not monthly)",
            "videoSeconds": "~5 sec of Gen-4.5 (one-time)",
            "commercialUse": "No",
            "ownership": "None; personal/non-commercial",
            "notable": "One-time trial credits, no monthly refresh; to evaluate only."
          },
          {
            "id": "standard",
            "name": "Standard",
            "priceMonthly": 15,
            "priceAnnualPerMonth": 12,
            "priceAnnualTotal": 144,
            "annualSaves": 36,
            "credits": "625/mo",
            "videoSeconds": "~25 sec of Gen-4.5/mo",
            "commercialUse": "Yes",
            "ownership": "You own your outputs",
            "notable": "Entry paid tier; 625 credits is only ~25 seconds of flagship video, so it suits image and short clips."
          },
          {
            "id": "pro",
            "name": "Pro",
            "priceMonthly": 35,
            "priceAnnualPerMonth": 28,
            "priceAnnualTotal": 336,
            "annualSaves": 84,
            "credits": "2,250/mo",
            "videoSeconds": "~90 sec of Gen-4.5/mo",
            "commercialUse": "Yes",
            "ownership": "You own your outputs",
            "notable": "The working creator tier; ~90 seconds of flagship video a month plus more for cheaper models."
          },
          {
            "id": "max",
            "name": "Max",
            "priceMonthly": 95,
            "priceAnnualPerMonth": 76,
            "priceAnnualTotal": 912,
            "annualSaves": 228,
            "credits": "9,500/mo",
            "videoSeconds": "~380 sec (~6 min) of Gen-4.5/mo",
            "commercialUse": "Yes",
            "ownership": "You own your outputs",
            "notable": "Replaced the old Unlimited tier; ~6 minutes of flagship video a month for high-output work."
          }
        ],
        "higherTiersNote": "Enterprise offers custom credit volumes and pricing for teams.",
        "lastVerified": "2026-06-08",
        "sources": [
          "https://runwayml.com/pricing",
          "https://terms.law/ai-output-rights/runway/",
          "https://www.eesel.ai/blog/runway-ai-pricing"
        ]
      },
      "lastVerified": "2026-06-08",
      "sources": [
        "https://runwayml.com/pricing",
        "https://terms.law/ai-output-rights/runway/",
        "https://www.eesel.ai/blog/runway-ai-pricing"
      ]
    },
    {
      "id": "google-veo",
      "name": "Google Veo 3.1",
      "modality": "video",
      "vendor": "Google",
      "commercialUse": {
        "free": "no",
        "paid": "restricted"
      },
      "commercialNote": "CAUTION: Google's pre-GA / preview offerings of Veo explicitly prohibit commercial use; the subscription fee does not grant commercial permission. Explicit written authorization from Google is required for commercial use of preview products.",
      "ownsOutput": "restricted",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "synthid",
      "notes": "Check whether your access is GA or preview before selling Veo output; preview access does not carry commercial rights.",
      "lastVerified": "2026-06-08",
      "sources": [
        "https://www.licenseorg.com/blog/ai-commercial-use-guide-2026",
        "https://resource.digen.ai/text-to-video-ai-commercial-use-guide/"
      ]
    },
    {
      "id": "kling",
      "name": "Kling 3.0",
      "modality": "video",
      "vendor": "Kuaishou",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "Paid plans grant commercial use; verify your tier.",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "varies",
      "notes": "Strong multi-shot cinematic quality at roughly $0.10/second; confirm current commercial terms on your plan.",
      "lastVerified": "2026-06-08",
      "sources": [
        "https://www.digitalapplied.com/blog/after-sora-best-ai-video-generators-2026-runway-kling-veo"
      ]
    },
    {
      "id": "elevenlabs",
      "name": "ElevenLabs",
      "modality": "voice",
      "vendor": "ElevenLabs",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "Paid tiers (Starter and up) grant commercial use of generated audio; the free tier grants NO commercial rights and requires attributing ElevenLabs. Unlike Suno, ElevenLabs lets you OWN the audio output, but it keeps a perpetual, royalty-free license to use your voice and content to train its models. The decisive risk for voice is not the tool license but WHOSE voice you clone.",
      "ownsOutput": "yes-granted",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Cloning a real person's voice requires you to own or hold explicit consent for that voice (ElevenLabs ToS); 12+ US states have voice-cloning / right-of-publicity laws (see legal-facts.voiceCloning). A paid plan unlocks the clone feature, not the legal right to clone someone else. Synthetic voices that do not imitate a real, identifiable person are far lower risk.",
      "pricing": {
        "currency": "USD",
        "creditNote": "1 credit = 1 character on Multilingual v2; Flash and Turbo use 0.5 credit/character. About 1,000 characters is a minute of speech, so credits divided by ~1,000 is your monthly minutes of TTS.",
        "annualDiscountNote": "Annual billing saves about 17% (roughly two months free) across the paid tiers.",
        "ownershipNote": "On paid plans you retain ownership of the generated audio, but ElevenLabs keeps a perpetual, royalty-free license to use your voice and content to train its models, and model derivatives are retained permanently.",
        "consentNote": "Cloning a real, identifiable voice requires you to own or hold explicit written consent for that voice. A paid plan unlocks the clone feature; it does not grant the legal right to clone another person.",
        "tiers": [
          {
            "id": "free",
            "name": "Free",
            "priceMonthly": 0,
            "priceAnnualTotal": null,
            "annualSaves": null,
            "credits": "10,000/mo",
            "minutesEstimate": "~10 min TTS/mo",
            "commercialUse": "No (attribution required)",
            "ownership": "None; non-commercial, must credit ElevenLabs",
            "cloning": "None",
            "quality": "128 kbps",
            "notable": "Full toolset for evaluation: TTS, speech-to-text, sound effects, voice design, 3 Studio projects."
          },
          {
            "id": "starter",
            "name": "Starter",
            "priceMonthly": 5,
            "priceAnnualTotal": 50,
            "annualSaves": 10,
            "credits": "30,000/mo",
            "minutesEstimate": "~30 min TTS/mo",
            "commercialUse": "Yes",
            "ownership": "You own the output; ElevenLabs keeps a training license",
            "cloning": "Instant Voice Cloning",
            "quality": "128 kbps",
            "notable": "Lowest paid tier with a commercial license; adds Dubbing Studio and 20 Studio projects."
          },
          {
            "id": "creator",
            "name": "Creator",
            "priceMonthly": 22,
            "priceAnnualTotal": 220,
            "annualSaves": 44,
            "credits": "100,000/mo",
            "minutesEstimate": "~100 min TTS/mo",
            "commercialUse": "Yes",
            "ownership": "You own the output; ElevenLabs keeps a training license",
            "cloning": "Professional Voice Cloning (PVC)",
            "quality": "192 kbps",
            "notable": "Unlocks higher-fidelity Professional Voice Cloning and 192 kbps audio; the creator/podcaster sweet spot."
          },
          {
            "id": "pro",
            "name": "Pro",
            "priceMonthly": 99,
            "priceAnnualTotal": 990,
            "annualSaves": 198,
            "credits": "500,000/mo",
            "minutesEstimate": "~500 min TTS/mo",
            "commercialUse": "Yes",
            "ownership": "You own the output; ElevenLabs keeps a training license",
            "cloning": "Professional Voice Cloning (PVC)",
            "quality": "192 kbps (Studio & API)",
            "notable": "Production volume for apps and high-output studios."
          }
        ],
        "higherTiersNote": "Above Pro, Scale (about $330/mo, ~2M credits, 3 included Professional Voice Clones) and Business (about $1,320/mo) target production teams and enterprises.",
        "lastVerified": "2026-06-08",
        "sources": [
          "https://elevenlabs.io/pricing",
          "https://terms.law/ai-output-rights/elevenlabs/",
          "https://elevenlabs.io/terms-of-use"
        ]
      },
      "lastVerified": "2026-06-08",
      "sources": [
        "https://holonlaw.com/entertainment-law/synthetic-media-voice-cloning-and-the-new-right-of-publicity-risk-map-for-2026/",
        "https://elevenlabs.io/pricing",
        "https://terms.law/ai-output-rights/elevenlabs/"
      ]
    },
    {
      "id": "flux",
      "name": "FLUX (Black Forest Labs)",
      "modality": "image",
      "vendor": "Black Forest Labs",
      "commercialUse": {
        "free": "limited",
        "paid": "yes"
      },
      "commercialNote": "FLUX.1 [schnell] is Apache-2.0 open weights (free commercial use); FLUX.1 [dev] weights are NON-commercial only; commercial use of dev/pro is via the API or a paid self-serve/enterprise license. All API usage includes full commercial rights.",
      "ownsOutput": "you-own",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Per BFL's Developer ToS you retain all right, title and interest in API outputs. The catch is the model split: building commercially on the open [dev] weights without an API/commercial license violates the non-commercial license. No IP indemnification offered.",
      "pricing": {
        "currency": "USD",
        "meteringNote": "Primarily API pay-as-you-go, billed per image (no monthly seat). Self-serve and enterprise weight licenses exist for self-hosting (fine-tuning/LoRA rights, ~10K images/mo, single-domain commercial use).",
        "tiers": [
          {
            "id": "schnell",
            "name": "FLUX.1 [schnell] (open)",
            "priceMonthly": 0,
            "commercialUse": "Yes (Apache-2.0)",
            "ownership": "You own output",
            "notable": "Free open weights; commercial use allowed; run locally."
          },
          {
            "id": "dev",
            "name": "FLUX.1 [dev] (open, non-commercial)",
            "priceMonthly": 0,
            "commercialUse": "No (non-commercial license)",
            "ownership": "n/a for commercial",
            "notable": "Free to run but commercial use requires the API or a paid license."
          },
          {
            "id": "api",
            "name": "API (pro / FLUX.2)",
            "priceMonthly": null,
            "commercialUse": "Yes",
            "ownership": "You own output",
            "notable": "Pay-as-you-go ~$0.04-0.06 per image; full commercial rights."
          }
        ],
        "lastVerified": "2026-06-11",
        "sources": [
          "https://bfl.ai/pricing",
          "https://bfl.ai/licensing"
        ]
      },
      "lastVerified": "2026-06-11",
      "sources": [
        "https://bfl.ai/pricing",
        "https://bfl.ai/licensing",
        "https://huggingface.co/black-forest-labs/FLUX.1-dev/blob/main/LICENSE.md"
      ]
    },
    {
      "id": "ideogram",
      "name": "Ideogram",
      "modality": "image",
      "vendor": "Ideogram AI",
      "commercialUse": {
        "free": "yes",
        "paid": "yes"
      },
      "commercialNote": "Ideogram grants full commercial rights to images on all tiers, including the Free tier, subject to its ToS. The practical catch is privacy: Free/Basic generations are PUBLIC in the community gallery by default; private (unpublished) generation requires Plus or higher.",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none (but Free/Basic images are public by default)",
      "notes": "Best-in-class at rendering legible text/typography inside images. Commercial rights on every tier, but privacy is gated: you cannot keep generations off the public gallery without Plus+.",
      "pricing": {
        "currency": "USD",
        "annualDiscountNote": "Annual billing saves ~25% on Plus and ~30% on Pro. Monthly subscription credits expire each cycle (no rollover).",
        "tiers": [
          {
            "id": "free",
            "name": "Free",
            "priceMonthly": 0,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "stealth": false,
            "notable": "~10 slow credits/week; images are PUBLIC in the community gallery."
          },
          {
            "id": "basic",
            "name": "Basic",
            "priceMonthly": 7,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "stealth": false,
            "notable": "~400 priority credits/mo; still public."
          },
          {
            "id": "plus",
            "name": "Plus",
            "priceMonthly": 20,
            "priceAnnualPerMonth": 16,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "stealth": true,
            "notable": "~1,000 priority credits + unlimited slow + PRIVATE generation."
          },
          {
            "id": "pro",
            "name": "Pro",
            "priceMonthly": 48,
            "priceAnnualPerMonth": 42,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "stealth": true,
            "notable": "~3,000+ priority credits, batch generation, API access."
          }
        ],
        "lastVerified": "2026-06-11",
        "sources": [
          "https://ideogram.ai/pricing"
        ]
      },
      "lastVerified": "2026-06-11",
      "sources": [
        "https://ideogram.ai/pricing"
      ]
    },
    {
      "id": "openai-images",
      "name": "OpenAI (GPT Image / DALL-E)",
      "modality": "image",
      "vendor": "OpenAI",
      "commercialUse": {
        "free": "yes",
        "paid": "yes"
      },
      "commercialNote": "Commercial use is permitted on every tier and OpenAI assigns you all right, title and interest in the output. The catch is data + indemnity by tier: Free/Plus inputs/outputs may be used for training, and the Copyright Shield IP indemnification covers ONLY Enterprise and the API, not Free or Plus.",
      "ownsOutput": "you-own",
      "copyrightable": "no",
      "indemnification": "limited",
      "watermark": "C2PA provenance metadata (no visible watermark)",
      "notes": "One of the few tools that BOTH assigns output ownership to you AND offers IP indemnification (Copyright Shield) - but the shield applies only to ChatGPT Enterprise and the API, NOT the free tier or ChatGPT Plus. Free/Plus content may also be used to train models; Business/API/Enterprise content is not.",
      "pricing": {
        "currency": "USD",
        "meteringNote": "Two paths: a ChatGPT subscription (image generation included) OR the image API billed per image by quality/resolution (~$0.005-0.25/image).",
        "tiers": [
          {
            "id": "free",
            "name": "ChatGPT Free",
            "priceMonthly": 0,
            "commercialUse": "Yes",
            "ownership": "You own output",
            "notable": "Limited daily images; inputs/outputs may be used for training; NO Copyright Shield."
          },
          {
            "id": "plus",
            "name": "ChatGPT Plus",
            "priceMonthly": 20,
            "commercialUse": "Yes",
            "ownership": "You own output",
            "notable": "~50 images / 3 hours; still trained on; NO Copyright Shield."
          },
          {
            "id": "pro",
            "name": "ChatGPT Pro",
            "priceMonthly": 200,
            "commercialUse": "Yes",
            "ownership": "You own output",
            "notable": "Highest limits; still a consumer tier (Copyright Shield is Enterprise/API only)."
          },
          {
            "id": "api",
            "name": "Image API",
            "priceMonthly": null,
            "commercialUse": "Yes",
            "ownership": "You own output",
            "notable": "Per-image ~$0.005-0.25; content NOT used for training; Copyright Shield applies."
          }
        ],
        "lastVerified": "2026-06-11",
        "sources": [
          "https://openai.com/api/pricing/",
          "https://openai.com/policies/service-terms/"
        ]
      },
      "lastVerified": "2026-06-11",
      "sources": [
        "https://openai.com/api/pricing/",
        "https://terms.law/ai-output-rights/dall-e/",
        "https://www.proskauer.com/blog/openais-copyright-shield-broadens-user-ip-indemnities-for-ai-created-content"
      ]
    },
    {
      "id": "murf",
      "name": "Murf AI",
      "modality": "voice",
      "vendor": "Murf, Inc.",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "The Free plan grants NO commercial rights and no audio download (10 minutes total, not per month). Commercial use starts at the Creator plan; all paid tiers include full commercial rights for YouTube monetization, ads, courses, and client work.",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Full production TTS studio (200+ stock voices). Voice cloning is gated to Enterprise. Free tier is evaluation-only (no download, no commercial). Absorbed many Play.ht users after that product wound down.",
      "pricing": {
        "currency": "USD",
        "annualDiscountNote": "Annual billing saves ~33% vs monthly.",
        "tiers": [
          {
            "id": "free",
            "name": "Free",
            "priceMonthly": 0,
            "commercialUse": "No",
            "ownership": "n/a",
            "notable": "10 min total, 32 voices, NO download, NO commercial use."
          },
          {
            "id": "creator",
            "name": "Creator",
            "priceMonthly": 29,
            "priceAnnualPerMonth": 19,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "notable": "200+ voices, downloads, ~24 hrs generation/yr; commercial rights included."
          },
          {
            "id": "business",
            "name": "Business",
            "priceMonthly": null,
            "priceAnnualPerMonth": 66,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "notable": "Higher limits, advanced controls, integrations, priority support."
          },
          {
            "id": "enterprise",
            "name": "Enterprise",
            "priceMonthly": null,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "notable": "Custom; adds voice cloning, SLA, dedicated support."
          }
        ],
        "lastVerified": "2026-06-11",
        "sources": [
          "https://murf.ai/pricing"
        ]
      },
      "lastVerified": "2026-06-11",
      "sources": [
        "https://murf.ai/pricing"
      ]
    },
    {
      "id": "fish-audio",
      "name": "Fish Audio",
      "modality": "voice",
      "vendor": "Fish Audio",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "Free plan is personal-use only. Commercial rights require a paid plan (Plus or Pro). The bigger catch is cloning: YOU are responsible for confirming you have written consent/rights for any voice you clone - Fish Audio does not pre-clear use and can remove violating content/accounts.",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Natural-sounding TTS + 15-second voice cloning. Cloned-voice commercial rights sit in a legally nuanced space; consent/likeness liability is on the user (see the voice-cloning legal facts). Free = personal only.",
      "pricing": {
        "currency": "USD",
        "annualDiscountNote": "Promotional annual pricing has run well below list (Plus ~$5.50/mo, Pro ~$37.50/mo billed annually).",
        "tiers": [
          {
            "id": "free",
            "name": "Free",
            "priceMonthly": 0,
            "commercialUse": "No",
            "ownership": "n/a",
            "notable": "Personal use only; no commercial rights."
          },
          {
            "id": "plus",
            "name": "Plus",
            "priceMonthly": 20,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "notable": "List $20/mo (often discounted); unlocks commercial rights on voices you own."
          },
          {
            "id": "pro",
            "name": "Pro",
            "priceMonthly": 150,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "notable": "List $150/mo; high-volume API for power users/enterprises."
          }
        ],
        "lastVerified": "2026-06-11",
        "sources": [
          "https://fish.audio/plan/"
        ]
      },
      "lastVerified": "2026-06-11",
      "sources": [
        "https://fish.audio/plan/",
        "https://smallest.ai/blog/fish-audio-pricing-plans-api-billing-commercial-use-in-2026"
      ]
    },
    {
      "id": "stable-audio",
      "name": "Stable Audio (Stability AI)",
      "modality": "music",
      "vendor": "Stability AI",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "Free/personal tier is non-commercial. Commercial use requires the Creator license (individuals/orgs UNDER $1M/yr revenue). Organizations grossing OVER $1M/yr must hold an Enterprise license - the same >$1M revenue catch that trips up Midjourney users.",
      "ownsOutput": "you-own",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "none",
      "notes": "Stable Audio 3.0 is trained on fully-licensed data (lower training-litigation exposure than Suno/Udio). You own your outputs under the Stability AI Community License, but the >$1M-revenue line forces an Enterprise license.",
      "pricing": {
        "currency": "USD",
        "ownershipCatchNote": "Organizations with over $1,000,000/year revenue cannot use the standard Community/Creator license commercially - they must obtain an Enterprise license from Stability AI.",
        "meteringNote": "Subscription Creator tier for individual commercial use; Enterprise is custom-quoted. Public per-tier dollar amounts are not consistently published - verify on stableaudio.com.",
        "tiers": [
          {
            "id": "free",
            "name": "Free / Personal",
            "priceMonthly": 0,
            "commercialUse": "No",
            "ownership": "You own output (non-commercial use only)",
            "notable": "Personal, non-commercial use."
          },
          {
            "id": "creator",
            "name": "Creator",
            "priceMonthly": null,
            "commercialUse": "Yes (under $1M/yr)",
            "ownership": "You own output",
            "notable": "Commercial rights for individuals/orgs under $1M revenue."
          },
          {
            "id": "enterprise",
            "name": "Enterprise",
            "priceMonthly": null,
            "commercialUse": "Yes",
            "ownership": "You own output",
            "notable": "REQUIRED for orgs over $1M/yr revenue; custom license."
          }
        ],
        "lastVerified": "2026-06-11",
        "sources": [
          "https://stableaudio.com/pricing",
          "https://stability.ai/license"
        ]
      },
      "lastVerified": "2026-06-11",
      "sources": [
        "https://stableaudio.com/pricing",
        "https://stability.ai/license",
        "https://stability.ai/stable-audio"
      ]
    },
    {
      "id": "pika",
      "name": "Pika",
      "modality": "video",
      "vendor": "Pika Labs",
      "commercialUse": {
        "free": "no",
        "paid": "yes"
      },
      "commercialNote": "Free-tier output carries a Pika watermark and CANNOT be used in paid ads, client work, or commercial products. Paid plans (Standard and up) provide a commercial license and watermark-free downloads.",
      "ownsOutput": "license-only",
      "copyrightable": "no",
      "indemnification": "no",
      "watermark": "Pika watermark on free tier; removed on paid",
      "notes": "Short-form AI video. The free tier is unusable commercially (watermark + no commercial license). The Standard plan is the cheapest watermark-free commercial entry.",
      "pricing": {
        "currency": "USD",
        "annualDiscountNote": "Annual billing lowers the effective monthly rate (~20%).",
        "tiers": [
          {
            "id": "free",
            "name": "Free",
            "priceMonthly": 0,
            "commercialUse": "No",
            "ownership": "n/a",
            "notable": "Watermarked; NO commercial use."
          },
          {
            "id": "standard",
            "name": "Standard",
            "priceMonthly": 10,
            "priceAnnualPerMonth": 8,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "notable": "700 credits, all resolutions, watermark-free, commercial use."
          },
          {
            "id": "pro",
            "name": "Pro",
            "priceMonthly": 35,
            "priceAnnualPerMonth": 28,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "notable": "2,300 credits, faster generation."
          },
          {
            "id": "fancy",
            "name": "Fancy",
            "priceMonthly": 95,
            "priceAnnualPerMonth": 76,
            "commercialUse": "Yes",
            "ownership": "Commercial license",
            "notable": "6,000 credits, fastest processing."
          }
        ],
        "lastVerified": "2026-06-11",
        "sources": [
          "https://pika.art/pricing"
        ]
      },
      "lastVerified": "2026-06-11",
      "sources": [
        "https://pika.art/pricing"
      ]
    }
  ]
}